An Indian man walks into a bank in New York City tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some security for the loan. The Indian hands over the keys and documents of his car, parked in front of the bank.

The loan officer agrees to accept the car as collateral for the loan. They all enjoy a good laugh at him for using a $250,000 Ferrari as collateral against a $5,000 loan. They drive the Ferrari into the bank's underground garage and parks it there. Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41.

The loan officer says, "Sir, we are very happy to have had your business and this transaction has worked out very nicely, but we are a little puzzled". He adds, "While you were away, we checked you out and found that you are a multi millionaire. Then why would you bother to borrow $5,000?"

The Indian replies, "Where else in New York City can I park my brand new Ferrari for two weeks for only $15.41 and expect it to be there when I return".


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